IBAN Checker: Validate an UAE IBAN

What is an IBAN?

An International Bank Account Number (IBAN) is a system of identification of bank accounts across the world. In the UAE, each IBAN is 23 digits long and contains all the details required for safe and correct domestic and international transactions.

Key Benefits of Using IBAN:

  • Reduces Errors – It eradicates payment delays caused by wrong bank details.
  • Simplifies Transactions – It consolidates all information about accounts into a standardized form.
  • Mandatory for UAE Transfers – All domestic and international payments require it.
  • Improves Processing Speed – Facilitates quicker and more precise electronic payments.

UAE IBAN Structure

ComponentFormatExample
Country Code (AE)2 lettersAE
Check Digits2 digits02
Bank Identifier Code3 digits009 (e.g., Arab Bank)
Account Number16 digits (padded with zeros if shorter)0004001079346500
Full UAE IBAN23 charactersAE020090004001079346500
UAE IBAN Structure

Why Validate Your UAE IBAN?

Our UAE IBAN Checker guarantees that your IBAN is correct by:

  • Validating check digits to ensure the integrity of the IBAN.
  • The identification of the bank and branch from the BIC (SWIFT) code.
  • To break down the IBAN to show account details.

Important: Although validation confirms the IBAN’s format, always check details with your recipient to avoid sending money to the wrong account.

How Banks Create UAE IBANs

Banks generate IBANs by combining:

  1. Country Code (AE for UAE)
  2. Check Digits (for validation)
  3. Bank & Branch Codes
  4. Your Account Number (16 digits with zeros if necessary)

Our tool decodes your IBAN, revealing the bank name and account details for clarity.

When Do You Need an IBAN in the UAE?

  • Transferring money across borders (particularly Europe/Middle East).
  • Domestic transfers (mandatory since November 2011).
  • Online payments requiring IBAN verification.

Risks of Using an Incorrect IBAN

  • Failed Transactions – Banks may reject invalid IBANs.
  • Hidden Fees – There are some banks that charge for failed transfers.
  • Lost Funds – Money may be deposited to the wrong account if the IBAN is wrong.

Common IBAN Mistakes

  1. Typing Errors – IBANs are long; copy and paste when possible.
  2. Incorrect Format – Use digital format (no spaces).
  3. Missing Details – Other banks need additional recipient information.

Always Confirm with Your Recipient

Our checker checks the format, but not the existence of an account. Before sending money:

  • Validate the IBAN with the recipient, or bank.
  • Contact your bank as soon as you suspect an error.

UAE BIC (SWIFT) Codes

This is the full list of UAE banks with their BIC codes:

Bank/Financial Institution NameBIC Code
ABN AMRO BANK NV UNITED ARAB EMIRATES BRANCHABNAAEAA
Abu Dhabi Commercial BankADCBAEAA
Abu Dhabi Islamic BankABDIAEAD
AHMED AL HUSSAIN EXCHANGEAAHUAEAD
Ajman BankAJMNAEAJ
Al Ahli Bank Of Kuwait K.S.C.ABKKAEAD
Al Ansari ExchangeALANAEAA
AL ANSARI EXCHANGE SERVICESALANAEAA
AL DAHAB EXCHANGEDMTIAEAA
Al Falah Exchange CoAFECAEAA
Al Fardan ExchangeFEXEAEAA
Al Fuad ExchangeALFXAEAD
Al Gergawi Exchange LLCAGXUAEAD
Al Hilal BankHLALAEAA
AL JARWAN MONEY EXCHANGEJAEXAEAD
Al Khaliji France S.A.LICOAEAD
Al MasrafABINAEAA
Al Rostamani International ExchangeTCARAEAD
ALFA EXCHANGEALEHAEAD
ALFALAH EXCHANGE COMPANYAFECAEAA
Arab African International BankARAIAEAD
Arab BankARABAEAD
ARAB EMIRATES INVESTMENT BANKAEINAEAD
AXIS BANK LIMITEDAXISAEAD
AZIZ EXCHANGE CO. LLC.AZIZAEAD
BANK MELLI IRANMELIAEAD
Bank of BarodaBARBAEAD
BANK OF CHINABKCHAEAA
BANK OF CHINA DUBAI BRANCHBKCHAEAD
Bank of SharjahSHARAEAS
BANK OF TOKYOBOTKAEAD
BANK OF TOKYOMITSUBISHI UFJ LTDBOTKAEAD
BANK SADERAT IRANBSIRAEAD
BANKMED SALMEDLAEAD
BANQUE DE COMMERCE ET DE PLACEMENTS SABPCPAEAD
BANQUE MISRBCAIAEAA
Barclays BankBARCAEAD
Blom Bank FranceBLOMAEAD
BNP ParibasBNPAAEAA
Central Bank of UAECBAUAEAA
Citibank NACITIAEAD
Commercial Bank International PSCCLBIAEAD
Commercial Bank of DubaiCBDUAEAD
Credit Agricole Corporate and Investment BankBSUIAEAD
CREDIT EUROPE BANKFBHLAEAD
Deutsche BankDEUTAEAA
DINAR EXCHANGEDNARAEAD
Doha BankDOHBAEAD
Dubai BankDBXPAEAD
Dubai Exchange Centre – LLCDEXEAEAD
Dubai Islamic BankDUIBAEAD
DUNIAFGBMAEAA
ECONOMIC EXCHANGEECOXAEAD
EL-NILEIN BANKNILBAEAA
EMIRATES DEVELOPMENT BANKEMDVAEAD
Emirates India International ExchangeEIIEAEAD
Emirates Islamic Bank PJSCMEBLAEAD
Emirates NBD Bank PJSCEBILAEAD
ES BANKERS DUBAI LIMITEDESBDAEAD
Federal ExchangeFEDXAEAA
Finance HouseFHOUAEAD
First Gulf BankFGBMAEAA
GCC ExchangeGCCEAEAD
Gulf Express ExchangeGUEEAEAD
GULF INTERNATIONAL BANK B.S.C.GULFAEAA
Habib Bank AG ZurichHBZUAEAD
Habib Bank LimitedHABBAEAD
Habib Exchange Co. LLCHEXCAEAA
Hinduja Bank Middle East LtdABSGAEAD
HSBC Bank Middle East (for non-WPS Payments)BBMEAEAD
HSBC Bank Middle East (for WPS Payments)BBMEAEAD
ICICI BANK LIMITEDICICAEAD
IDBI BANK LTDIBKLAEAD
INDUSTRIAL AND COMMERCIAL BANK OF CHINAICBKAEAD
INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITEDICBKAEAA
INTESA SANPAOLOBCITAEAB
INTESA SANPAOLO SPABCITAEAD
Investbank PSCIBTFAEAS
ISLAMIC FINANCE HOUSEIFHOAEAA
Janata BankJANBAEAA
KOREA EXCHANGE BANK ABUDHABI BRANCHKOEXAEAD
Lari ExchangeLAEEAEAA
LLOYDS BANKBBMEAEAD
Lulu ExchangeLULUAEAD
MashreqbankBOMLAEAD
MCB BANK LIMITEDMUCBAEAD
MIRABAUD LIMITEDMIRAAEAD
Multinet Trust Exchange – LLCMULXAEAE
National Bank of Abu DhabiNBADAEAA
National Bank Of BahrainNBOBAEAA
NATIONAL BANK OF DUBAIEBILAEAD
National Bank Of FujairahNBFUAEAF
National Bank Of KuwaitNBOKAEAD
National Bank of OmanNBOMAEAD
National Bank of Ras Al-KhaimahNRAKAEAK
National Bank Of Umm Al QaiwainUMMQAEAD
National Exchange Co.NECXAEA1
Noor Islamic BankNISLAEAD
Orient Exchange Co.- LLCOECOAEAD
PUNJAB NATIONAL BANKPUNBAEAD
Rafidain BankRAFBAEAD
Redha Al Ansari Exchange Est.RAECAEAD
Sajwani ExchangeSAJWAEAD
SAMBA Financial GroupSAMBAEAD
Sharjah Islamic BankNBSHAEAS
Standard Chartered BankSCBLAEAD
STATE BANK OF INDIASBINAEAD
SUMITOMO MITSUI BANKING CORPORATIONSMBCAEAD
TABRA AND AL NEBAL EXCHANGETBRAAEA1
The Royal Bank Of Scotland N.V.ABNAAEAD
UAE Exchange Center LLCUAEXAEAA
UNION BANK OF INDIA DIFC BRANCHUBINAEAD
Union National BankUNBEAEAA
United Arab BankUARBAEAA
United Bank Ltd.UNILAEAD
Universal Exchange CentreUECEAEAD
Wall Street Exchange Centre LLCWSEEAEAD
UAE BIC (SWIFT) Codes

Need Help?

Use our free UAE IBAN Checker above to check your IBAN instantly. For corporate solutions, contact our support team.