IBAN Checker: Validate an UAE IBAN

What is an IBAN?

An International Bank Account Number (IBAN) is a system of identification of bank accounts across the world. In the UAE, each IBAN is 23 digits long and contains all the details required for safe and correct domestic and international transactions.

Key Benefits of Using IBAN:

• Reduces Errors – It eradicates payment delays caused by wrong bank details.
• Simplifies Transactions – It consolidates all information about accounts into a standardized form.
• Mandatory for UAE Transfers – All domestic and international payments require it.
• Improves Processing Speed – Facilitates quicker and more precise electronic payments.

UAE IBAN Structure

Why Validate Your UAE IBAN?

Our UAE IBAN Checker guarantees that your IBAN is correct by:

• Validating check digits to ensure the integrity of the IBAN.
• The identification of the bank and branch from the BIC (SWIFT) code.
• To break down the IBAN to show account details.

Important: Although validation confirms the IBAN’s format, always check details with your recipient to avoid sending money to the wrong account.

How Banks Create UAE IBANs

Banks generate IBANs by combining:

1. Country Code (AE for UAE)
2. Check Digits (for validation)
3. Bank & Branch Codes
4. Your Account Number (16 digits with zeros if necessary)

Our tool decodes your IBAN, revealing the bank name and account details for clarity.

When Do You Need an IBAN in the UAE?

• Transferring money across borders (particularly Europe/Middle East).
• Domestic transfers (mandatory since November 2011).
• Online payments requiring IBAN verification.

Risks of Using an Incorrect IBAN

• Failed Transactions – Banks may reject invalid IBANs.
• Hidden Fees – There are some banks that charge for failed transfers.
• Lost Funds – Money may be deposited to the wrong account if the IBAN is wrong.

Common IBAN Mistakes

1. Typing Errors – IBANs are long; copy and paste when possible.
2. Incorrect Format – Use digital format (no spaces).
3. Missing Details – Other banks need additional recipient information.

Always Confirm with Your Recipient

Our checker checks the format, but not the existence of an account. Before sending money:

• Validate the IBAN with the recipient, or bank.
• Contact your bank as soon as you suspect an error.

UAE BIC (SWIFT) Codes

This is the full list of UAE banks with their BIC codes:

Need Help?

Use our free UAE IBAN Checker above to check your IBAN instantly. For corporate solutions, contact our support team.